FactorTrust Report


We offer two solutions to request disclosure of your credit report.

Free Service: Fill out the free form. We’ll email you a complete letter you can use to request your credit report. You are responsible for printing, stamping, and mailing the request letter.

Paid Service: We manage the process. Use our technology and an independent law firm to send a legal request for your credit report. If you discover errors in your credit report, you can also submit a dispute. We’ll fight the credit reporting agencies on your behalf.



Collects loan performance information on nonprime consumers to provide predictive credit data, analytics and risk scoring solutions to short-term lenders, installment lenders, nonprime auto lenders (and leasing companies) and other subprime credit providers. The company will provide one free report every 12 months if you request it. The company will freeze your consumer report if you request it.

FactorTrust, Inc.
Attn: Consumer Inquires
P.O. Box 3653
Alpharetta, GA

Additional information

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Free Service, Paid Service