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A Credit Report for Your Health

As consumers, we would never apply for credit cards or mortgages without checking our “annual credit reports” to ensure accuracy and fair pricing.  However, there is virtually no awareness among consumers that a few, large corporations collect, store, and sell their...

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Ralphs customers are being told that joining the company’s rewards program could result in extensive data gathering.

“This is one of the most intrusive data-gathering programs I’ve ever seen from a supermarket,” one professor told columnist @Davidlaz. https://www.latimes.com/business/story/2020-01-21/ralphs-privacy-disclosure

The California Department of Motor Vehicles makes ~$50 million dollars annually by selling the personal information of licensees. Insurance companies, vehicle manufacturers, and prospective employers are among those buying the personal driver data. https://www.vice.com/en_us/article/evjekz/the-california-dmv-is-making-dollar50m-a-year-selling-drivers-personal-information

“Amazon, Microsoft, and Oracle provide an electronic feed of their employees’ hourly work and wage information to Equifax. So do Wal-Mart, Twitter, and Edward Snowden’s former employer, the sometimes secretive N.S.A. contractor Booz Allen Hamilton.” https://www.fastcompany.com/40485634/equifax-salary-data-and-the-work-number-database https://twitter.com/zackwhittaker/status/1205882153554382850

@dmsirvine Responding to a question about use of technology, Drake says use of artificial intelligence is coming to CRAs but they need to be careful about how it is used. “It needs to be a careful and nuanced approach.” #AccuracyWorkshop

The document doesn't name who is buying this data from the California DMV, but companies like LexisNexis and Experian appear frequently in documents from other DMVs. Here are the revenue totals themselves, too https://www.vice.com/en_us/article/evjekz/the-california-dmv-is-making-dollar50m-a-year-selling-drivers-personal-information

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