Credit Reports Simplified

Our site tracks the biggest nationwide credit reporting companies and a longer list of “specialty reporting companies.” Specialty reporting companies focus on certain industries. There are a lot of these companies on the list, so we’re also trying to give tips on which of them may be important to you.

We simplify the process for you.

Select Report

Select an agency in our shop that you would like to request information from

Choose Delivery Method

Send by yourself for free!  Or if you choose the paid service, we send the docs for you and you are backed by an independent law firm.

Fill Out Form

Fill out a single form and submit and you will either get the document sent to your inbox (free) or we send the document (paid).

Our business model works because everyone can benefit.

Many people are aware that they are entitled to a free annual credit report from the “big three” agencies.  However, what they may not know is that there are literally hundreds of these reporting agencies and you can request a free annual report any one of them.


We are on a mission to track all of the credit reporting agencies in America. This is a central directory of all the “other” consumer reporting companies – companies that collect information and provide reports on consumers that are used to decide whether to provide consumers credit, insurance, or employment, and for other purposes.